debt counselling Service

Here at Reverse Financial we offer a debt counselling service to those who are struggling with their finances and just need some basic advice. We can work with you to establish your situation, work out a repayment plan for you and help you deal with your creditors. Even if it’s just a friendly voice to talk through your situation, our experienced and professional staff are on hand to listen to you and give you the best possible advice to help you regain control of your finances.

How does it work?
Our debt counselling service is free – this means there is no cost to you to speak to us or for us to review your circumstances and provide advice.

However, most solutions involve a cost of some description. If we recommend a debt management plan and you take one out then the cost of the plan is built into your monthly payments.  See our debt management section for full details.

Debt Solutions
As part of our debt counselling service, we can advise you on the most up to date debt solutions available and inform you of the pros and cons to each one, giving you a better understanding of how it all works and enabling you to choose the right path to financial recovery. Ever heard of an IVA, what does it mean? What are the pros and cons over an IVA to Debt Management? All these questions can be answered by us for you free of charge, simply give us a call!

Reducing Creditor Hassle
Receiving phone calls from creditors every five minutes of the day can become stressful over time. Even if you have recently communicated with them there systems may not have updated which means you can be speaking to several different people over a short period of time going over the same issues. Our debt counselling service can assist you with this and help you deal with your creditors more efficiently. By understanding your creditors processes will help you resolve your issues faster and will empower you when commutating with them.

Regulation
We are set down to Office of Fair Trading guidelines which means our staff must adhere to a strict code of conduct when giving financial advice and also reassures you that you are in safe hands. All our calls are in confidence and no information will be shared with 3rd parties.

We are licensed and registered with the Office of Fair Trading and also with the Data Protection Act under the Information Commissioners Office. You can look us up on the Consumer Credit Licensing register which is can be found on the Office of Fair Trading website. www.oft.gov.uk.